Lesley Wagstaff & Dave Cowper

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•Step 9 – Closing the Sale

Once approved, lender instructs the solicitor.

  All conditions of your offer are to be met, complete home inspection obtain mortgage approval

  Land survey is obtained and/or Title Insurance

  Lawyer searches title

  Check into taxes and Liens

  Arrange your utilities

  Go to your lawyer to sign final documentation shortly   before your closing date

Mortgage proceeds advanced to lawyer “In Trust” by lender

 Your lawyer and your seller’s lawyer exchange on closing day, documents, funds, and register all documents on title

 You meet with your realtor for your new house keys and move

   

 

 

 

 

APPENDIX A

 

Closing Cost Worksheet:

 

 

Purchase Price:             $______________

 

Subtract

Deposit with Realtor:    - $______________

 

Subtract

Net Mortgage Amount: - $______________

 

Legal Fees:                     $______________

 

Property Transfer Tax:    $______________

 

GST/HST:                        $______________

 

Appraisal Fee:                  $______________

 

Survey Certificate:            $______________

 

Tax Adjustment:                $______________

 

Interest Adjustment:          $______________

  

Total Closing Cost:         $______________


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